Welcome To
It’s All Here

Financial solutions for Canadians living with a medical condition. (A medical issue or condition that requires prescribed medications)

Welcome To
It’s All Here

Financial solutions for Canadians living with a medical condition. (A medical issue or condition that requires prescribed medications)

Wayne Sandvik

Insurance and Investment Advisor

How it

All Started

The idea for this site was born towards the end of the pandemic during our weekly HeartLife virtual chatroom. A number of people started talking about traveling again, and while it sounded like a fantastic idea, I pointed out, “You can’t travel without proper insurance.”

That simple statement reminded everyone of the unfortunate position we’re all in- purchasing insurance while dealing with what insurers describe as a “pre-existing medical condition.”

Whether you have heart disease, had a transplant or have cancer or any other serious illness, you’ll still need to make important financial decisions.

Who better to address your concerns than someone who’s been a licensed Advisor with over 30 years of experience, and like you also has a serious medical condition?

Take a look at our website and let us show you some of the different products and unique guarantees that only insurance companies can offer for both your insurance and investment needs.
This is all about providing you and your loved ones with peace-of-mind and security.

Thank you for visiting…

Wayne Sandvik
Insurance & Investment Advisor/Broker
Heart Attack Survivor

Explore Our Resources

Our site was designed especially for people with health issues, but in fact anyone 50+ will find value as well. You’ll find links to products and services, and in some cases you can even obtain quotes or purchase online. 

We are dedicated to providing the support and guidance you need so you can make informed financial decisions. If you have questions, please send us an email.

Here’s where we can help;

Insurance- life insurance, critical illness insurance, travel insurance, health & dental plans

Investments- high interest savings accounts, GICs, segregated funds (for RSPs, RIFs, TFSAs and non-registered funds)

Estate Planning- including Wills, Power of Attorney for finances, Living Will (Power of Attorney for health care) plus a Digital Vault for all of your important files and documents including your family pictures and videos.

Protection Tailored to Your Needs

Life Insurance

Find the perfect life insurance policy tailored to your needs, even if you’ve been turned down before—protecting your future has never been easier.

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Critical Illness Insurance

Get financial security with critical illness insurance—a tax-free lump sum to help you focus on recovery, not bills, during tough times.

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Health & Dental Plans

Cover what provincial healthcare doesn’t with health and dental plans tailored to your needs, including guaranteed options for pre-existing conditions.

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Travel Insurance

Travel with peace of mind—comprehensive insurance plans for emergencies, cancellations, baggage, and more, tailored to your unique needs.

Learn More